Mortgage Loan Officer
Your RESOURCE for purchasing or refinancing a home
Divorce Mortgage Specialist
Your RESOURCE for navigating the home during a divorce.
Environmental education
Your RESOURCE for conveniently learning about climate change and what you can do to help.
How Can Resource Mortgage Be YOUR Resource?
Purchasing Or Refinancing A Home
Separating The House During Divorce

About Brett
Brett has been a trusted Mortgage Professional since 2002 and while he works with traditional purchases and refinances, he specializes in home mortgage transactions surrounding a divorce. Brett has been featured on WCCO’s Real Estate Radio Hour to discuss common mistakes divorcing couples make with their home mortgage during the divorce. He has also spoken at Family Law Bar Association Meetings to provide CE credits for divorce attorneys.
In 1994, Brett graduated from the University of Minnesota with a degree in Forest Resources. While he has been a mortgage professional for most of his career, his deep connection to the natural world has always stayed with him.
As the founder of RESOURCE MORTGAGE, Brett merges his mortgage expertise with his passion for mitigating climate change, providing a platform that educates and empowers individuals to take action. His website, MortgageForest.com, serves as a valuable resource for both home financing and environmental awareness.
My Commitment To You
When my daughter was born in 2006, I realized I needed life insurance. As I explored my options, I spoke with three different agents—each one focused on selling me their policy rather than truly understanding my needs. It was frustrating to realize they were more interested in making a sale than in helping me make the right choice.
That experience shaped my commitment to always put your best interests first. I take the time to understand your unique situation, using my knowledge of the mortgage industry and my personal experience as a homeowner to help you make informed decisions for your family.
There have been many times when I have advised clients not to refinance if it wasn’t in their best interest, especially if I am helping them navigate their divorce and they have a rate well below the current market. I’m a consumer too and I believe in providing the same honest guidance to my clients that I would want for my family.
My philosophy is simple: do good things for people and they will return. I hope you’ll think of me when you need trusted advice on your home financing.
Testimonials
Rated 5 Stars by Our Clients!

Diane P.
Brett is a miracle worker!! He worked his magic 24/7 to help me with a most difficult refinance situation. He was in constant communication with me about the process and what I needed to do. Whenev…

Janet S.
Brett and his team could not have been more helpful. I recently divorced after 30 years of marriage and I was emotionally devastated as well as totally green at obtaining a mortgag..

Tracy I.
We worked with Brett on our first refinance. Brett was wonderful to work with. He responded to all of our questions within minutes of contacting him. He walked us through the process and explained …
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FHA Home Loans
A great way to secure financing for borrowers who have less money to put down on a new house.

Divorce Financing
Making decisions about a mortgage in a divorce is typically more complex than people realize.

Mortgage Refinancing
Take equity out to pay off other high rate debt or reduce your interest rate.

First Time Buyers
Purchasing a first home is a major milestone in life but the mortgage process can feel a little bit overwhelming.
Find the home loan that works for you!
Helping people with their home mortgage and lending needs is what we do. We work closely with you to determine your exact needs to help provide you with the personalized financing you need.

Loans for Veterans
Helping those who have served or are presently serving in the U.S. Military become homeowners.

Process
Our Easy Lending Process
Contact Us
To get started
Needs Analysis
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Verify Details and Sign
We will go over the documentation for final approval
Funding
The final step

Blog
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Latest
Divorce Mortgage Solutions Minnesota: Paths to a Clean Financial Break
Key Takeaways Minnesota divorce mortgage solutions in 2025 include refinancing to buy out your spouse, negotiating a mortgage assumption, trading […]
Mortgage Refinancing Requirements During Divorce in Minnesota (2025 Guide)
Key Takeaways Refinancing during divorce in Minnesota works best before the divorce is finalized; it’s simpler and often easier to […]
Minnesota Divorce Mortgage Options: What Works in 2025
Key Takeaways Divorcing spouses in Minnesota often consider refinancing, buyouts, mortgage assumptions, selling, or creative asset offsets to fairly divide […]